products
Partnering With the Best
Premier Preneed provides industry-leading insurance products underwritten by TruStage Life of Canada. TruStage Life is Canada's largest funeral and final expense insurance provider. The parent company, CUNA Mutual Group is a mutual insurance company that provides financial services to cooperatives, credit unions, their members, and other customers worldwide. CUNA Mutual Group sells commercial and consumer insurance and protection products. CUNA Mutual Group provides retirement plan services to small businesses and credit union employees. They also provide auto, home, life and loan protection products to credit union members through its TruStage brand.
Protection
Policies Safeguarded by Assuris.
As added protection each policy issued by TruStage Life of Canada is safeguarded by Assuris. A not-for-profit organization that protects Canadian policyholders in the event that their life insurance company should fail.
www.assuris.ca
Features
With numerous products available to you, you can rest assured that your families will be protected no matter their health condition or budget. Here are just a few of the features of our products:
Guaranteed Issue Plans
Unlike most insurance providers we offer Guaranteed Issue Plans with no health questions. This product ensures affordable premium rates and guaranteed coverage for any family. In addition to this, our Guaranteed Issue Plans offer healthy growth rates to offset inflation.
Underwritten Plans
For families in a position to pass health-related questions, an underwritten insurance plan may be the right choice. An underwritten plan provides the best premium rates and full policy coverage from day one. In addition, we provide sliding growth rate and commission scales, so you can choose the rates that best suit your preneed business model.
Time & Credit Options
All of our products offer duration and credit options. Your clients may select from a single pay plan, 1-year, 3-year, 5-year, 10-year, 15-year or 20-year multi-pay plan. Monthly, quarterly or annual payments are also offered. Finally, clients are provided premium notice, automatic withdrawal or credit card payment options. All plans, Installment, Guaranteed Issue, or Preferred Issue, are flexible.
What's More
Travel Protection
The Journey Home Plan provides repatriation coverage in the event of a death occurring more than 100 kilometres from home. The stress and costs associated with death occurring outside of Canada can be enormous. For a small flat fee, these worries can be placed aside so your families can focus on what really matters - enjoying their travels.
Estate and Executor Assistance
Final Document Service offers families and executors support with closing out an estate. For a nominal fee, families will have government, pension, life insurance, membership, license and loyalty program letters and notifications prepared on their behalf. This service includes an entire year of support so your families never have to fear they missed something long after the service is initiated.
Additional Features Include:
- Industry Leading Growth and Administration Fees
- 24-48 hour Claims EFT
- Product simplicity /clarity
- 100% money back guarantee on Single Pay Plans, including interest on Installment Plans
- Complimentary Spousal, Child, and Grandchild Accidental Death Coverage
- No intrusive health questions with Single Pay & Installment Plans
- Electronic application issuance (EAS), EasyApp, or fax/mail submission of new business
- Certificates emailed to the funeral home within 24-48 hours
- Complimentary in-house marketing brochures & planning guides
- Continuing education programs, credits and training academies